Recent Blog

Loans for Smaller Businesses

Even as loan processing gets easier and faster, small businesses continue to struggle for the much-needed finance for working capital and other business needs. One question that every MSME entrepreneur asks is who to approach for a loan. FinanSME looks at the various options and the pros and cons of each. What Are The Options? […]

Finansme | February 14, 2019

Mitigating the Risk of Cybercrime in Online Transactions

It is a well-known fact that MSMEs face acute cash flow and capital shortage. The digitisation of this significant aspect can help MSMEs to resolve their financial issues to a great extent. Small business owners, however, are reluctant to do this because of lack of knowledge and fear of being duped. P2S takes a look […]

Finansme | January 23, 2019

MSME Cash Flow Challenges and How to Tackle Them

More than 50 million small and medium enterprises (MSMEs) contribute to nearly 40% of India’s GDP. The MSME sector also ranks among the largest employers in the country. These statistics are impressive but by no means the end of the road. A large number of enterprises still do not use banks. Small businesses struggle for […]

Finansme | January 23, 2019

How Fintech Can Drive the Progress of the MSME Sector

As far as MSME go, lack of finance is one of the major causes of roadblocks. Equally valid is the fact that many entrepreneurs from this sector are either unable or unwilling to adapt to the changing financial scenario in which most financial processes are being automated, and financial products from loans to investment are […]

Finansme | January 23, 2019

Everything you need to know about Debt Refinancing Loans

In the present day financial environment when you take out a loan, whether for personal use or for a business purpose, there is no certainty that you will be able to repay the EMIs on time. You may try your best to keep paying the EMIs on time, but due to some reasons beyond your […]

Finansme | April 26, 2018

Different Types of Small Business Loans

If you are a small business owner that must understand how difficult it is to manage various tasks to keep the business running smoothly. Most of the times you are multi-tasking and are handling multiple tasks at once. But in such situations, you might not be able to devote full attention towards the financial condition […]

Finansme | April 20, 2018

Why is Debt Refinancing a good idea?

If you are a business owner, then you must understand that sometimes due to the circumstances, you need to take a loan to keep your business on the growth trajectory. But it is possible that at that time your need was desperate, and you could not negotiate hard with the lender. As such you are […]

Finansme | April 16, 2018

How can working capital loans help you overcome short-term liquidity crunch

When you are running a business, there are instances when your cash flow falls short of the requirements, and you feel that you need some funds urgently. This situation occurs when you have not planned your finances carefully or due to seasonal variations. But there is no need to worry about such a situation now; […]

Finansme | March 24, 2018

Factors Associated With the Immense Growth of Fintech Industry

The rise of the financial technology industry puts a direct impact on the services associated with the financial services. New technologies and trend arise every year and move the Fintech industry one more step up the ladder. The fintech industry depends on various aspects. Hence, the immense growth in the industry has been possible due to multiple […]

Finansme | February 26, 2018