Types of SME Loans

Immediate funding is an integral requirement of any business for performing its core functions like expansion, recruitment, hiring, procurement, training and so on. SME Loans play a pivotal role in an entrepreneur’s attempt at managing uncertain/unplanned situations or bearing a loss without disturbing the allocated running costs. SME Loans Salient features Quick disbursal Flexible repayment […]

Finansme | February 14, 2019

Loans for Smaller Businesses

Even as loan processing gets easier and faster, small businesses continue to struggle for the much-needed finance for working capital and other business needs. One question that every MSME entrepreneur asks is who to approach for a loan. FinanSME looks at the various options and the pros and cons of each. What Are The Options? […]

Finansme | February 14, 2019

Aftereffects of GST Bill on e-commerce sector

Finansme | January 23, 2019

Mitigating the Risk of Cybercrime in Online Transactions

It is a well-known fact that MSMEs face acute cash flow and capital shortage. The digitisation of this significant aspect can help MSMEs to resolve their financial issues to a great extent. Small business owners, however, are reluctant to do this because of lack of knowledge and fear of being duped. P2S takes a look […]

Finansme | January 23, 2019

MSME Cash Flow Challenges and How to Tackle Them

More than 50 million small and medium enterprises (MSMEs) contribute to nearly 40% of India’s GDP. The MSME sector also ranks among the largest employers in the country. These statistics are impressive but by no means the end of the road. A large number of enterprises still do not use banks. Small businesses struggle for […]

Finansme | January 23, 2019

How Fintech Can Drive the Progress of the MSME Sector

As far as MSME go, lack of finance is one of the major causes of roadblocks. Equally valid is the fact that many entrepreneurs from this sector are either unable or unwilling to adapt to the changing financial scenario in which most financial processes are being automated, and financial products from loans to investment are […]

Finansme | January 23, 2019

Everything you need to know about Debt Refinancing Loans

In the present day financial environment when you take out a loan, whether for personal use or for a business purpose, there is no certainty that you will be able to repay the EMIs on time. You may try your best to keep paying the EMIs on time, but due to some reasons beyond your […]

Finansme | April 26, 2018

Why is Debt Refinancing a good idea?

If you are a business owner, then you must understand that sometimes due to the circumstances, you need to take a loan to keep your business on the growth trajectory. But it is possible that at that time your need was desperate, and you could not negotiate hard with the lender. As such you are […]

Finansme | April 16, 2018

Changes that your business will have to make for India’s biggest tax reform

We all have been speculating the ins and outs of GST which stands for Goods and Services Tax for a long duration, well things have changed now as this very tax reform has been put into action to cope up with the inflation and ever increasing price related problems. For sure there are a number […]

Finansme | November 1, 2017

Advantages and Disadvantages of Working Capital loans

If you are a business owner and you have been looking for an easier and efficient way to secure funds in order to use it to grow your business than working capital loan can be a great catalyst for you. It isn’t a secret that for getting anywhere in the business world, one of the […]

Finansme | August 8, 2017