Types of SME Loans

Immediate funding is an integral requirement of any business for performing its core functions like expansion, recruitment, hiring, procurement, training and so on. SME Loans play a pivotal role in an entrepreneur’s attempt at managing uncertain/unplanned situations or bearing a loss without disturbing the allocated running costs. SME Loans Salient features Quick disbursal Flexible repayment […]

Finansme | February 14, 2019

Loans for Smaller Businesses

Even as loan processing gets easier and faster, small businesses continue to struggle for the much-needed finance for working capital and other business needs. One question that every MSME entrepreneur asks is who to approach for a loan. FinanSME looks at the various options and the pros and cons of each. What Are The Options? […]

Finansme | February 14, 2019

MSME Cash Flow Challenges and How to Tackle Them

More than 50 million small and medium enterprises (MSMEs) contribute to nearly 40% of India’s GDP. The MSME sector also ranks among the largest employers in the country. These statistics are impressive but by no means the end of the road. A large number of enterprises still do not use banks. Small businesses struggle for […]

Finansme | January 23, 2019

How Fintech Can Drive the Progress of the MSME Sector

As far as MSME go, lack of finance is one of the major causes of roadblocks. Equally valid is the fact that many entrepreneurs from this sector are either unable or unwilling to adapt to the changing financial scenario in which most financial processes are being automated, and financial products from loans to investment are […]

Finansme | January 23, 2019

Everything you need to know about Debt Refinancing Loans

In the present day financial environment when you take out a loan, whether for personal use or for a business purpose, there is no certainty that you will be able to repay the EMIs on time. You may try your best to keep paying the EMIs on time, but due to some reasons beyond your […]

Finansme | April 26, 2018

Why is Debt Refinancing a good idea?

If you are a business owner, then you must understand that sometimes due to the circumstances, you need to take a loan to keep your business on the growth trajectory. But it is possible that at that time your need was desperate, and you could not negotiate hard with the lender. As such you are […]

Finansme | April 16, 2018

Are you Wondering about How to Qualify for Commercial Loans?

Many businesses in the world today are very cautious of their cash flow.  As the business keeps growing the more, their needs will be and the more they will need more finances for one reason or the other. For this reason, many people have sought after commercial loans from banks or other sources. As a […]

Finansme | August 31, 2017

Advantages and Disadvantages of Working Capital loans

If you are a business owner and you have been looking for an easier and efficient way to secure funds in order to use it to grow your business than working capital loan can be a great catalyst for you. It isn’t a secret that for getting anywhere in the business world, one of the […]

Finansme | August 8, 2017

Business Loans – A great option for startup businesses

No matter whether you are planning to set up a new business or desire to take your business to the next level, neither of those options is easy to do in a day. There are factors that must be taken into consideration before taking the plunge. Mainly, startup businesses are dependent on business loans for […]

Finansme | July 26, 2017

Impact of GST on Loans

The Goods and Services Tax or as it is widely known – GST, is surely the revolutionary tax reform that India has seen for the very first time after its independence. The term revolutionary has been used in the above line is in the context that GST will be eliminating the cascading and conflicting taxation […]

Finansme | July 11, 2017